Costs and Terms

Payday loans are small short-term cash advances that are do on your next payday. Our loans are simple and easy to understand. There are no hidden fees.

We charge a flat service fee of $20 per $100 borrowed till each pay period. The rate is the same regardless of when you pay it back. Because the fees are constant, your Annual Percentage Rate (APR) vary depending on the amount of your loan and the loan period (the time from your account funding and your paying back the loan).

The maximum loan amount is $500. Repeat customer can contact customer support to request an approval for a larger amount.

The maximum pay back period (loan term) is 30 days. You can renew a loan (paying only the service fees due) up to 4 times.

APR Disclosure - Truth in Lending

Though not required, we provide our service fee structure as an APR to allow you make an intelligent decision when comparing our service to other lending services.

The following table provides examples of the fees charge for payday loan of various amounts and for different loan periods.

Note: The actually APR will vary (increase/decrease) if the loan term is shorter or longer than these examples.

Loan Amount	Loan Term	Service Fee	Total Cost	Relative APR

$100.00	14	$25.00	$125.00	506.94%
$100.00	20	$25.00	$125.00	651.79%
$200.00	14	$50.00	$250.00	506.94%
$200.00	20	$50.00	$250.00	651.79%
$300.00	14	$75.00	$375.00	506.94%
$300.00	20	$75.00	$375.00	651.79%
$400.00	14	$100.00	$500.00	506.94%
$400.00	20	$100.00	$500.00	651.79%
$500.00	14	$125.00	$625.00	506.94%
$500.00	20	$125.00	$625.00	651.79%

Quick And Easy Pay Day Loans

Costs and Terms

APR Disclosure - Truth in Lending